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About Me
Jessica C. Koch, JD
Financial Coach and Advisor, Lawyer
My goal as a financial coach is to educate you on the basics of personal finance and, as a team, create a plan that reflects your values and goals. I aim to empower you to take responsibility for decisions, support you in your continued learning, and serve as an accountability partner and guide on your financial journey.
I help you decide what financial confidence means for you, work with you to embrace new habits, encourage you when the process gets tough, and hold you accountable to your goals.
My area of expertise and passion lies in helping women to take control of their finances following the end of a relationship. I started my career as a family lawyer, but I quickly realized I much prefer serving women going through divorce in other ways.
My experience as a family lawyer gives me a unique perspective when helping clients navigate post-relationship financial and emotional challenges.
In addition to my law degree, I am a certified financial advisor, a graduate of the Financial Coach Academy* and a Certified YNAB Coach**.
Blog
Penny-wise from the start: Why a budget is your financial plan's secret weapon
A budget is the most important step in your financial plan because it is the foundation for managing your money effectively. A budget is essentially a plan for how you will allocate your income, and it helps you make informed decisions about your spending and saving.
Here are some reasons why a budget is so important:
Helps you prioritize your spending: By setting limits on your spending and allocating your income towards your most important goals, a budget helps you prioritize your spending and make sure your money is being used effectively.
Prevents overspending and debt: A budget helps you avoid overspending and taking on debt. By tracking your expenses and staying within your budget, you can avoid living beyond your means and falling into financial trouble.
Provides a roadmap for achieving your goals: A budget helps you create a roadmap for achieving your financial goals. By setting savings goals and tracking your progress, you can make sure you are on track to achieve your long-term financial objectives.
Enables you to make better financial decisions: With a budget, you can make more informed decisions about your spending and saving. You can weigh the pros and cons of each purchase and determine whether it aligns with your financial priorities.
Overall, a budget is a crucial component of any financial plan. It helps you take control of your finances, prioritize your spending, and make informed decisions about your money. By creating a budget and sticking to it, you can achieve your financial goals and build a stable financial future.
Do you need help getting your budget, or any other aspect of your finances under control? Book your free Q&A call here to find out how I can help.
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*I completed the Financial Coach Academy, the industry’s leading financial coach training program, in April 2023. The Academy is like an MBA for financial coaches and I'm proud to continuously serve my clients by being a student of my craft. By completing the Academy, I have demonstrated my commitment to expanding my education, serving my clients, and growing my coaching business.
**I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.
